<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Life is Not Hard &#187; Money</title>
	<atom:link href="http://www.lifeisnothard.com/category/money/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.lifeisnothard.com</link>
	<description>Lesson Plans For Life.  Money Management, Health and Study Tips you should have learned in school but didn't.</description>
	<lastBuildDate>Fri, 25 Sep 2009 00:29:58 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.4</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Cheapskate has tips for saving $20,000 a year</title>
		<link>http://www.lifeisnothard.com/money/cheapskate-has-tips-for-saving-20000-a-year/</link>
		<comments>http://www.lifeisnothard.com/money/cheapskate-has-tips-for-saving-20000-a-year/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 17:38:42 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=625</guid>
		<description><![CDATA[Here is an interesting article that was on CNN today, with some tips on saving money.  The tips include getting rid of your cell phone, saving on clothes and not eating out.  Most of it is basic stuff, that most people budgeting are already aware of.  I&#8217;m not sure if it is possible to save [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/cheapskate-has-tips-for-saving-20000-a-year/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Five Ways to Curb Your Spending Habits</title>
		<link>http://www.lifeisnothard.com/money/five-ways-to-curb-your-spending-habits/</link>
		<comments>http://www.lifeisnothard.com/money/five-ways-to-curb-your-spending-habits/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 23:27:35 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[curb your spending habits]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=620</guid>
		<description><![CDATA[Since an increasingly high percentage of the active shopping population suffer from overspending tendencies that lead to debt, the number of people that are seeking ways to curb their spending habits is increasing.  When overspending decreases, the amount of money that can be allocated towards debt repayment and establishing savings increases.
Here are five ways that [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/five-ways-to-curb-your-spending-habits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>YNAB Pro Video Tutorials</title>
		<link>http://www.lifeisnothard.com/money/ynab-pro-video-tutorials/</link>
		<comments>http://www.lifeisnothard.com/money/ynab-pro-video-tutorials/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 21:57:33 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[ynab setup]]></category>
		<category><![CDATA[ynab tutorial]]></category>
		<category><![CDATA[ynab vidoes]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=604</guid>
		<description><![CDATA[As many of my loyal readers know, for many years I looked for an alternative to Quicken and an alternative to Microsoft Money.  I found it in YNAB Pro and couldn&#8217;t be happier.  However, since it uses a much different methodology than Quicken and Money I have posted the following videos that walk [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/ynab-pro-video-tutorials/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Your Money by Separating Your Wants from Your Needs</title>
		<link>http://www.lifeisnothard.com/money/save-your-money-by-separating-your-wants-from-your-needs/</link>
		<comments>http://www.lifeisnothard.com/money/save-your-money-by-separating-your-wants-from-your-needs/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 00:18:36 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[variable expenses]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=592</guid>
		<description><![CDATA[An astonishing eighty percent of households are spending more money than they make. This means that every month these households are using credit to cover the shortfalls that exist between the income and the expenses. The majority of the money that is being used over the income is used for wants, rather than needs. These [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/save-your-money-by-separating-your-wants-from-your-needs/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I Highly Recommend This Guide</title>
		<link>http://www.lifeisnothard.com/money/i-highly-recommend-this-guide/</link>
		<comments>http://www.lifeisnothard.com/money/i-highly-recommend-this-guide/#comments</comments>
		<pubDate>Fri, 30 Jan 2009 00:07:54 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[jobs for college students]]></category>
		<category><![CDATA[money making guide]]></category>
		<category><![CDATA[ways to make money online]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=558</guid>
		<description><![CDATA[When I first released my guide &#8220;How to Make Money in College&#8221; I didn&#8217;t realize the amount of feedback I would receive.  Although I provided some basic ways to make money, you demanded more.  My readers liked the idea of making money online, but wanted a step-by-step guide that showed them exactly what needed to [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/i-highly-recommend-this-guide/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In Over Your Head: Which Credit Card Should I Pay First?</title>
		<link>http://www.lifeisnothard.com/money/in-over-your-head-which-credit-card-should-i-pay-first/</link>
		<comments>http://www.lifeisnothard.com/money/in-over-your-head-which-credit-card-should-i-pay-first/#comments</comments>
		<pubDate>Tue, 20 Jan 2009 20:00:12 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[repay credit card]]></category>
		<category><![CDATA[repayment plan]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=546</guid>
		<description><![CDATA[Credit card debt can be best described as overwhelming. When tackling the repayment of credit card debt, it is important to create a debt repayment plan. A debt repayment plan will organize the process and allow the cardholder to become debt free quicker than they would while haphazardly repaying various credit cards. The debt repayment [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/in-over-your-head-which-credit-card-should-i-pay-first/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Billing Cycle Mishap</title>
		<link>http://www.lifeisnothard.com/money/credit-card-billing-cycle-mishap/</link>
		<comments>http://www.lifeisnothard.com/money/credit-card-billing-cycle-mishap/#comments</comments>
		<pubDate>Fri, 09 Jan 2009 23:43:14 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[late fee]]></category>
		<category><![CDATA[monthly billing cycle definition]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=536</guid>
		<description><![CDATA[This morning I received a call saying that my American Express credit card was past due and that it was being put on hold.  How can this be?
First I will give you a little background on my card.  In October I decided that I would like to start paying this card on a [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/credit-card-billing-cycle-mishap/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>YNAB Pro Review</title>
		<link>http://www.lifeisnothard.com/money/ynab-pro-review/</link>
		<comments>http://www.lifeisnothard.com/money/ynab-pro-review/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 18:42:28 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[budgeting software]]></category>
		<category><![CDATA[personal finance software]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[ynab]]></category>
		<category><![CDATA[ynab pro]]></category>
		<category><![CDATA[you need a budget]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=479</guid>
		<description><![CDATA[If you are a previous user of Quicken or Money like myself and think that personal finance software isn't for you, I suggest you give it one more shot and try YNAB Pro.]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/ynab-pro-review/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>If I Don&#8217;t Have the Money, I Don&#8217;t Need It</title>
		<link>http://www.lifeisnothard.com/money/if-i-dont-have-the-money-i-dont-need-it/</link>
		<comments>http://www.lifeisnothard.com/money/if-i-dont-have-the-money-i-dont-need-it/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 22:04:53 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=451</guid>
		<description><![CDATA[This is the first post I have actually written from my phone. I usually wait until I am in front of my computer to update my blog, but what I just heard was to good to pass up.
On my lunch break I had a check I needed to deposit into my Washington Mutual account.  [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/if-i-dont-have-the-money-i-dont-need-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>20 Personal Finance Ideas for 2009</title>
		<link>http://www.lifeisnothard.com/money/20-personal-finance-ideas-for-2009/</link>
		<comments>http://www.lifeisnothard.com/money/20-personal-finance-ideas-for-2009/#comments</comments>
		<pubDate>Thu, 25 Dec 2008 07:38:59 +0000</pubDate>
		<dc:creator>Life is Not Hard</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[2009 financial resolutions]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[invest in 2009]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[stocks in 2009]]></category>

		<guid isPermaLink="false">http://www.lifeisnothard.com/?p=364</guid>
		<description><![CDATA[I just read an article by Ben Steverman posted on MSNBC which listed 20 personal finance ideas for 2009.  The ideas were compiled after BusinessWeek asked several financial planners for advice for the new year.  Here is the list.

Don&#8217;t try to predict the future.
Do keep enough cash available.
Do invest internationally.
Don&#8217;t try to pick [...]]]></description>
		<wfw:commentRss>http://www.lifeisnothard.com/money/20-personal-finance-ideas-for-2009/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
	</channel>
</rss>
