Over the next few weeks, you will notice new posts that will be under the category “Make Money Online”. After getting into email conversations with users from my Budgeting and Make Money in College posts, I realized there was a huge desire to learn some of the techniques I am using to make money [...]
Life is Not Hard
Lesson Plans For Life. Money Management, Health and Study Tips you should have learned in school but didn't.
College Rejection Letter
I was reading an article in the WSJ and saw that this year’s high school graduating class, applied to more colleges than ever before. You know what more applicants means right? More school rejection letters. It seems that the new fad is creating a “wall of shame” to display your college rejection letters. Times sure [...]
Spring Break Swine Flu
For all my college student followers, I’m sure you have heard of the Swine Flu by now. There has been plenty of coverage in the national media. Yes, most of it is mostly scaring people. Even with the vast amount of coverage it has received, judging from the people I have talked to about it, [...]
Where have you been?
I’ve been getting quite a few emails asking me why I have taken so long to update my blog. Well the answer is, I’ve been working on some other exciting projects that I hope will benefit the needs of my readers. Since starting this blog I have realized that there are people out there that [...]
Dorm Favorite Becomes Family Dinner
I have written about Top Ramen in the past, but it looks like the downturn in the economy has created a demand for the dorm favorite!
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Cheapskate has tips for saving $20,000 a year
Here is an interesting article that was on CNN today, with some tips on saving money. The tips include getting rid of your cell phone, saving on clothes and not eating out. Most of it is basic stuff, that most people budgeting are already aware of. I’m not sure if it is possible to save [...]
Five Ways to Curb Your Spending Habits
Since an increasingly high percentage of the active shopping population suffer from overspending tendencies that lead to debt, the number of people that are seeking ways to curb their spending habits is increasing. When overspending decreases, the amount of money that can be allocated towards debt repayment and establishing savings increases.
Here are five ways that [...]
YNAB Pro Video Tutorials
As many of my loyal readers know, for many years I looked for an alternative to Quicken and an alternative to Microsoft Money. I found it in YNAB Pro and couldn’t be happier. However, since it uses a much different methodology than Quicken and Money I have posted the following videos that walk [...]
Save Your Money by Separating Your Wants from Your Needs
An astonishing eighty percent of households are spending more money than they make. This means that every month these households are using credit to cover the shortfalls that exist between the income and the expenses. The majority of the money that is being used over the income is used for wants, rather than needs. These [...]
Goal Setting, 11 Easy Steps
Set your goals as large as possible think big! This will create excitement, the desire to achieve your goals, and a sense of challenge.
Be specific in describing your goals. A clear and specific statement can be helpful in keeping you focused. Writing your goals in the present tense, as if you have already achieved them, [...]
10 Ways to Improve Test Scores
Take a course that will prepare you if you are unsure about your ability to deal with a test. Courses are offered in most major cities and are available by mail or through computer programs. The courses are particularly useful for achievement tests. Although some test makers believe these courses cannot improve aptitude test scores, [...]
I Highly Recommend This Guide
When I first released my guide “How to Make Money in College” I didn’t realize the amount of feedback I would receive. Although I provided some basic ways to make money, you demanded more. My readers liked the idea of making money online, but wanted a step-by-step guide that showed them exactly what needed to [...]
In Over Your Head: Which Credit Card Should I Pay First?
Credit card debt can be best described as overwhelming. When tackling the repayment of credit card debt, it is important to create a debt repayment plan. A debt repayment plan will organize the process and allow the cardholder to become debt free quicker than they would while haphazardly repaying various credit cards. The debt repayment [...]
Post It Note Goals
I have recently been reading Jeffrey Gitomer’s Sales Bible and came across an interesting way of keeping your goals in front of you on a daily basis. I have put this new post-it note goal technique into action. Hopefully I will see great results!
Here is how it works. You’ll need a pen and a pad [...]
Credit Card Billing Cycle Mishap
This morning I received a call saying that my American Express credit card was past due and that it was being put on hold. How can this be?
First I will give you a little background on my card. In October I decided that I would like to start paying this card on a [...]
AceReader Speed Reading Software Review
One of the most annoying parts of studying in school was the fact that it seemed like I had to constantly reread the material I was studying. I would read a couple of pages and have no idea what I just read. I would then have to go back and read the material I just [...]
How the College Financial Aid Process Works
Although it may look like you can’t afford to go to college, there may be hope. Look into financial aid. Get your hands on the FAFSA and have your parents fill it out. There is always a way to get things done, some just take a little more effort than others.
YNAB Pro Review
If you are a previous user of Quicken or Money like myself and think that personal finance software isn’t for you, I suggest you give it one more shot and try YNAB Pro.
Quick Six Pack Abs Work Out
For those of you that reached this page from my 2009 Goals post, you realize that this is a short term step of one of my fitness goals in the new year. I came across the idea after receiving an email from Steve at www.twohundredsitups.com. I will also be using another of Steve’s programs in [...]
Do 100 Pushups in 6 Weeks
Most of you probably reached this page from my 2009 Goals post. This is another step of my fitness goals for the new year. If you are a long time follower of my blog this may look familiar to you. I tried to complete the 100 pushup challenge previously but was stopped short by a [...]
My 2009 Goals and Resolutions
I am about to give you a look into my thought process. I wanted to create a nice polished post on my goals and resolutions for 2009. However, I have decided against it. I am going to create this post as the ideas and thoughts come to me. At first it will be some general [...]
If I Don’t Have the Money, I Don’t Need It
This is the first post I have actually written from my phone. I usually wait until I am in front of my computer to update my blog, but what I just heard was to good to pass up.
On my lunch break I had a check I needed to deposit into my Washington Mutual account. [...]
School Dream
The professor walks through the classroom door, walks to the front of the class and asks everyone to take out their blue books. I look to both sides of me and watch as everyone puts their books under their desks and pulls out their blue books for the test. I lean to the [...]
Keeping New Years Resolutions
Well it’s that time of year again. The time of year where people create a list of things they want to accomplish in the New Year, work on them for a couple weeks and then go back to their previous ways.
Quick Abs
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